The orders listed below have been issued pursuant to Rule 2.420 of the Florida Rules of Judicial Administration, and relate to the confidential treatment of documents in the dockets indicated.
It will be necessary to know the address of the home office for the insurance company, when filing a claim against them. All claims filed against an insurance company are served through the Insurance Commissioner for the State of Florida.
An example of how the defendant should be listed on both your Statement of Claim form and the summons form would be as follows: ABC Insurance Company, 333 Main Street, Any town, AZ 12345, by serving Insurance Commissioner, State of Florida.
All documents that will be used to substantiate your claim should be filed with your claim. The Clerk's Office requires one copy and the Insurance Commissioner requires three copies, making a total of four copies. If the Clerk's Office is asked to make any copies, the charge is $1.00 per page.
The fee for service by the Insurance Commissioner is $15.00 (cashier's check or money order only). Make the check payable to Insurance Commissioner, State of Florida. In addition to the service fee, the Clerk assesses a fee of $1.00 to cover postage. This should be a separate check made payable to Charlotte County Clerk of Court.
Please note: This information is intended to assist you if the trial court Judge awarded you money or property in the final judgment. Procedures are subject to change with Florida Statute changes. YOU will need to collect the judgment. The responsibility for collecting this judgment rests entirely on you. The following outlines a method of collecting a judgment; however, we suggest you consult with a licensed Florida attorney.
Once you have been awarded a final judgment in a Small Claims case you may begin your steps of collection, however, the judgment will not be available until signed by the Judge. If you would like to check with the Clerk's office prior to coming in, please call (941) 637-2279. If you would like to purchase and record a certified copy of the judgment by mail, you may send your request with your case number and check to:
Justice Center
Small Claims Division
350 E. Marion Avenue
Punta Gorda, FL 33950
The cost is $1.00 per page, $2.00 for the certification.
The recording cost is $10.00 for the first page and $8.50 for each additional page.
Secure a certified copy of the judgment from the Clerk of Court. Take the certified copy to either location below and have it recorded.
Fees for these services are set by statute. This will give you a lien against any real property in Charlotte County owned now or in the future by the defendant. (To foreclose on the lien you will have to consult an attorney).
Writ Of ExcecutionTen days after the date of the recording of the original judgment, you may present a Writ of Execution to the Clerk of Court for Issuance. Procedures for filing the Writ of Execution should be followed pursuant to Florida Statute 55.201 & 55.209. You may visit the Secretary of State's website.
Be AwareCertain property may not be taken to satisfy a judgment because it is considered exempt. Exempt property includes: a home where the defendant who is the head of a family residing in Florida or his family lives on 1/2 acre of land in a city or on up to 160 acres of contiguous land outside a city, personal property belonging to the head of a family residing in Florida of up to $1,000.00 in value (Art X, Section 4, Fla. Constitution). There are also restrictions on garnishing a defendant's wages from his place of employment. Generally, under Florida law, the wages of the person who is the head of a family cannot be garnished. (Fla. Statute Sections 222.11-12). Even when a person's wages are subject to garnishment, you as a creditor have to follow the limitations on garnishment set forth in the Federal Consumer Credit Protection Act, 15 U.S.C. Sections 1671-1691 (this act includes the limitation that no more than approximately 1/4 of a person's wages may be garnished from a paycheck).
There are exceptions to some of these general rules and other types of property are exempt. Once you as the prevailing party collect the judgment you MUST record the Satisfaction of Judgment to:
Guidelines for Residential Eviction - Non-payment of rent, possession only.
Guidelines for Residential Eviction - Non-payment of rent (Possession and Damages).
Guidelines for Residential Eviction - Non compliance of lease.
Charlotte County Clerk of the Circuit Court and County Comptroller now offers Family Law Self-Help. The Family Law Self-Help is for Self-represented individuals and covers the basic procedural requirements for filing a case.
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The 2023 Value Adjustment Board will hold their Organizational Meeting on Thursday, September 7, 2023 at 9:00 am or as soon thereafter, in Commission Chambers, Room 119 at the Charlotte County Administration Complex, 18500 Murdock Circle, Port Charlotte, Florida to appoint a Chair, Vice Chair and VAB Attorney, to select those who will act as Special Magistrates for the purpose of conducting hearings on Value Adjustment Board petitions, and to discuss any new business.
Applicants ages 16-17 with a valid Driver’s License can apply for a passport themselves. However, it is recommended that at least one parent appear in person with the child to identify him/her and to show parental awareness.
Examples of Parental Awareness
To Apply
You must apply and complete the Passport Application Form DS-11 in person if:
To Apply
You can renew by mail using the DS-82 form if the following statements are true:
If any of the above statements do not apply to you then you must apply in person using the DS-11 form.
To Renew by Mail:
To Apply
Electronic certified Official Records are now available for purchase. All recorded document types are available except death certificates and military separation documents.
With Electronic Certified Documents, our office is taking the necessary steps to serve a digital society and tackle document fraud while increasing efficiency.
The Social Security office, including the Port Charlotte branch, will not accept our electronic certified documents. Any certified copy needed for a name change or benefits with the Social Security office will need to be obtained in the Clerk’s Official Records division at either of our office locations.
Electronic certified copies are accepted by Tax Collector’s Office and Passport Services.
We apologize for any inconvenience this may cause. We are hoping to resolve the issue as we work with the Social Security Office.
Benefits of Electronic Certified Documents are:
To Purchase Official Records Electronic Certified Documents Online
Charlotte County offers e-Recording as a cost effective, efficient, and secure method for recording your documents via the internet. With e-Recording, you scan your document and use a vendor application to upload the document and associated data. No special equipment is required; just a computer with high speed internet access and a scanner. Original documents never leave your possession. Funds are transferred using Automated Clearing House (ACH) for transfer taxes, recording fees, and a nominal fee that is paid to the vendor for this process.
The e-Recorded documents can be tracked through the entire recording process and the potential for lost documents is eliminated. Documents are typically recorded the same day if submitted during regular business hours. Once the document is recorded you can immediately retrieve an image that includes our stamp.
The Charlotte County Clerk of Court’s Official Records Department is pleased to offer e-Recording through the following vendors, listed below in alphabetical order. Please note that the Charlotte County Clerk of Court’s Official Records Department is precluded from recommending vendors. For your convenience, we have also included a hyperlink to the vendors so that you may easily have access to their sites to determine which vendor best suits your personal and/or professional needs:
What is Property Fraud?
According to the FBI, property and mortgage fraud is one of the fastest growing white-collar crime in the United States. Florida ranks #3 in the nation for this type of fraud. Scammers file fake deeds, making it appear as if they own homes that are not actually theirs. These scammers then trick people into giving them money to rent or buy those homes.
As your Clerk & Comptroller I urge you to monitor public records filed using your name. By signing up for FREE property fraud alerts , you will receive notification by email whenever a document is recorded in Charlotte County using your name or business name.
Property Fraud Alert is a free service to help you protect your property from fraud by monitoring the documents being recorded in the Official Records of the Clerk & Comptroller's office.
Protect Yourself with Property Fraud Alert - for FREE!
Register to receive free alerts when a document such as a deed or mortgage is recorded with our office using your name or your business’s name. Choose to get alerts by email. If you receive an alert about activity not initiated by you, this early notification can provide valuable time to stop criminals in their tracks.
How to Sign Up
Signing up is quick and easy! Simply follow these steps:
You may repeat the process to monitor additional names.
If You Receive an Alert
The purpose of the index is to ensure that the documents recorded within Official Records can be retrieved. The index needs to be thought of as a living document, items are added daily, items are changed daily, and corrections are made when discovered. Listed below are examples of how Charlotte County Official Records indexes names and legal descriptions.
Indexing Names:
Indexing Legal Descriptions:
For assistance please (See Contact Information).
Proper preparations of documents lie with the customer. Re-recording and corrective deeds can be costly. THEREFORE, PLEASE CHECK THE FOLLOWING:
Reminder - that it is extremely important that the images we create and place in the Official Records are legible and of the highest quality. The quality of our images depends upon the quality of the documents that you present to us for recording.
Please ensure that the print and writing is legible and dark. It is very important that you Do Not Highlight text on the documents, as color shows up as black on the scanned image.
Intangible Tax, Class "C" Real Estate Mortgages
Intangible tax on notes, bonds or other obligations for payment of money secured by mortgage, deed of trust of other written specific lien in the nature of a mortgage upon real property shall be paid, at the time of recording, to the Clerk of the Circuit Court F.S. 199.052(7)(a).
State Document Tax Stamps
Documentary Stamp Tax Rate (F.S. 201.02)
State Stamps on Mortgage, Financing Statements, Security Agreements, Promissory Notes, Written Obligations to pay money (F.S. 201.08).
Foreclosure is the proceeding by a creditor to regain property or other collateral following a default on mortgage payments. The Clerk of the Circuit Court and County Comptrollers office becomes involved in the foreclosure process when the creditor opens up a case by filing a complaint. In 2009, Charlotte County was the first county in the state of Florida to offer both online sales for tax deeds and foreclosure. Having foreclosure sales online offers greater access to the public and has improved the efficiency of the Clerk's office in processing sales and titles.
In actions to foreclose mortgages or liens on real property, the court, in its final judgment will order a judicial sale of the property. The Clerk conducts the sale in accordance with statutes governing judicial sales, set forth in Chapter 45, Florida Statutes. The plaintiff is entitled to a setoff bid up to the amount of the judgment plus any additional amounts due the plaintiff by court order or affidavit filed with the Clerk. While foreclosure judgments foreclose the interests of inferior mortgagees, lienholders and any other persons or entities named as parties to the action, served with process and whose interests are legally foreclosed by the court, title issued by the Clerk after a judicial sale is not warranted to be free of any potential claims. BUYER BEWARE! All properties are sold "AS IS". Bidders are responsible for conducting their own research as to the property being sold, its location or condition, the condition of any structures or fixtures thereon, its marketability, potential uses, zoning, or whether any other potential liens or other defects in title that may exist.
The Clerk's Office is not authorized to give legal advice. If you require legal advice, you should obtain it from an attorney or some other source. The Clerk's office makes no representation about the condition, marketability, existing or potential uses, title, or encumbrances or existence of any condition, zoning regulation or law that may affect current or future uses of the property, regarding any property and structures or fixtures thereon offered for sale by the Clerk.
Effective January 5th 2009, most Foreclosure Sales will be held online via the Internet at www.charlotte.realforeclose.com pursuant to Judgment or Order of the Court and Chapter 45, Florida Statutes.
Monday, Wednesday, Thursday and Friday beginning at 11:00 AM ET, on the specified date, (except legal holidays).
You must do your own research for each property.
Anyone may bid on a property however they must register on the www.charlotte.realforeclose.com web site and place a deposit prior to the sale. The site provides information for each pending sale, including the court case number and legal description. The Clerk and Realauction are not responsible for the quality or accuracy of any information provided on this site.
The following procedures for Chapter 45 sales apply unless the Final Judgment directs otherwise: Prior to participating in the sale, you will be required to place a deposit equal to 5% of your estimated successful final bid(s), either on this site via electronic check (ACH) or in person with cashier's check or money order. CASHIER'S CHECK or MONEY ORDERS SHALL NOT BE MORE THAN SIX (6) MONTHS OLD, and shall be payable to : CLERK OF THE CIRCUIT COURT. If you choose to place your funds on deposit by ACH deposit, PLEASE NOTE: Deposit payments made via ACH require 3 full working days to arrive (settle) in the Clerk's account. Deposits made by ACH must be settled and cleared in the Clerk's account prior to the start of a sale in order to be able to bid on a property.
If a bidder is successful, the funds initially deposited will be deducted and credited toward the total amount due. The successful bidder must pay the balance of the final bid plus the registry of the court service charge in person at the Justice Center or Murdock Administration Building no later than 11:00 AM ET the next business day via cashier's check or money order. The Certificate of Sale will not be issued until funds are received by the Clerk's office.
The Clerk will charge the successful bidder a registry of the court service charge on the full amount of the successful bid. Pursuant to Florida Statute 28.24(10) the service charge assessed will be 3% of the first $500.00 and 1.5% for everything over $500.00. This charge must be paid at the time of the final payment. In the event the Foreclosure Sale is set aside by order of the court, there is no refund of the registry of the court service charge.
Documentary stamp taxes for the transfer of title to the successful bidder are due to the State of Florida. Prior to the issuance of the Certificate of Title, the successful bidder is required to pay the Clerk all documentary stamp taxes due. This amount due is $.70 per $100.00 of the final bid. Successful bidders will be informed of the amount of documentary stamp taxes due in the email confirming a successful bid. This amount is paid along with the sale amount balance and registry of the court service charge.
Payment must be made in the form of cashier's check, or money order payable to the Clerk of the Circuit Court.
Failure to pay the balance due of the final bid and required service charge, no later than 11:00 AM the next business day, will result in the sale being declared VOID, and a resale will be scheduled. The bidder's deposit is forfeited, non-refundable and will be used to pay all cost of the resale. Any remaining funds from the deposit shall be applied toward the judgment.
A Certificate of Sale is issued by the Clerk provided all amounts due are paid in full. Objections to the sale may be filed with the Clerk of the Circuit Court General Civil Division, within ten (10) days after the filing of the Certificate of Sale. If an objection to the sale is filed, the Clerk will not issue a certificate of title until the court enters an order on the objection.
A Certificate of Title may be issued by the Clerk after ten (10) full days have elapsed from the issuance of the Certificate of Sale and provided there is no objection or other action relating to the subject proceeding pending.
All plaintiff representative requests to cancel and/or reschedule a foreclosure sale must be submitted to the Clerk's office with approved Form 1.996(b), Motion to Cancel and Reschedule foreclosure Sale, seven days prior to sale date. Email cancellation requests via the Realforeclose website will not be honored.
Please include with your motion and order, the $ 50 re-open fee (pursuant to F.S. 28.241) with copies of the Order to be sent concurrently to all parties/counsel of record with the appropriate number of envelopes with the correct pre-paid postage amount. If the sale is to be rescheduled, please also include the Notice of Sale.